Couples & money

Joint account, separate accounts, or a shared one just for the household: every couple lands on its own setup, often after trying a couple of them. This section lays out the pros and cons of each, and what actually happens to the money in real situations.

We also cover the practical side of moving in together or getting married: who owns what, how savings and big purchases are handled, and what changes when one income is much larger than the other. Where rules or laws matter, we link our sources and remind you that an article is not a substitute for professional advice.

The aim is a setup that works for both of you, without money turning into a recurring argument. One worked example beats ten generic tips, and that's how we try to write.